scoring-api

Live Link

• API: https://scoring-api-bhx1.onrender.com
• Web UI: https://streamlit-ui-zuyw.onrender.com Click on the API link to start it up. Clicking only the Web UI will not start up the API.

Project Overview

This project implements a Credit Scoring System for a financial company. It predicts the probability of a customer defaulting on a loan and provides transparency through local/global feature importance.

Architecture

1. ML Model: LightGBM classification model optimized for "Business Cost".
2. API: FastAPI endpoint serving real-time predictions and SHAP explanations.
3. Streamlit UI: Streamlit interface for loan officers to visualize client data and scores.

Structure

├── api_model_info/  # Model data
├── streamlit_ui/    # Streamlit UI code
├── utils/           # Data fecthing tools
└── data/            # Data sample